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Loan Rates
Savings Rates
Fee Schedule

Service Charges
Effective February 2, 2015

Archive Record Retrieval
Copy of Share Draft $5
Copy of Corporate Draft $5
Statement History (Computer Printout) $2
Statement (Statement Period) $5
Reconciliation of Account (Research Records) $25/Hr
ATM & Debit Card
Original Card & PIN No Charge
Card Replacement (Lost) $10 / $15
PIN Replacement $5
ATM Transactions
At Edison Credit Union ATM No Charge
Withdrawals AT Other ATMs (First Four Free) $1 Ea. After 4
Balance Inquiries At Other ATMs (First Five Free) $1 Ea. After 5
Check Cashing
Members With $100 Share Balance, Active Checking Account, Or Loan in Good Standing No charge
All Others $5/Check
Non-Members $5/Check
Early Accounting Closing
New Account Closed Within Six Months    $20
Christmas or Vacation Club Before Payout   $10
Loan Fees - Consumer
Refinance Title Fee $16
Purchase Title Fee $2.50
UCC-1Financing Fee $17
UCC-Termination $17
Loan Fees - Real Estate
Third-Party Payoff Quote $20
Filing & Recording (Estimate)   $50
Release Deed     $32
Subordination Fee    $100
Money Order $1
Certified Check $3
Credit Union Check $1
Collection Fee $10
Legal Process Fee $25
Non-Member Notary Fee $2
Non-Sufficient Funds (NSF)
NSF Of Deposited Item Third-Party $10
NSF OF Personal Deposited Item $28
NSF OF Automatic Pre-Authorized Withdrawal (Incl. Online Bill-Pay) $28
NSF OF Share-Draft $28
NSF OF Loan Payment $28
Overdraft Of ACH $28
Overdraft Check Paid (Incl. Online Bill-Pay) $28
Overdraft Transfer from Shares $5
Safe-Deposit Boxes
3 x 5 $20/Year
3 x 10 $30/Year
5 x 10 $50/Year
10 x 10 $75/Year
Key Deposit (refundable upon return of keys) $10
Share Account Withdrawals
First Five/Month No Charge
Each Withdrawal After Five/Month $5
Money Market Withdrawals/Transfers
First Three/Month No Charge
Each Withdrawal AfterThree/Month $10
Statements Returned by Post Office
Returned With Change Of Address $1
Returned With No Address $5
Share-Draft/Request (Incl. Online Bill-Pay) $25
Share-Draft (Block of Drafts) $25
Pre-Authorized Automatic Withdrawals $25
Western Union Funds Transfer
Domestic $25
International Up To $2,000 $35
International Over $2,000 $50
Wire Transfer Or Wire Service
Domestic $20
International $50
Security Identification
Refusal To Enter Picture/Signature System     $5/Teller Visit