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Loan Rates
Savings Rates
Fee Schedule

As a not-for-profit financial institution working to serve our members’ financial needs, Edison Credit Union provides affordable loan rates and and flexible terms. Consult the charts below for our current rates, and contact us to learn more about how we can help you reach your goals!

Vehicle Loan Rates
Cars, Trucks & SUVs
All rates given reflect Annual Percentage Rate*
Model Year Term Rate Conditions
2015 - 2017 New Up to 60 mo. As low as 1.99%  
2015 - 2017 New Up to 72 mo. As low as 2.99% loan value > $20k
2015 - 2017 Used Up to 60 mo. As low as 3.99%  
2015 - 2017 Used Up to 72 mo. As low as 4.99% loan value > $20k
2013 - 2016 Used Up to 60 mo. As low as 3.99%  
2013 - 2016 Used Up to 72 mo. As low as 4.99%  
2012 Up to 48 mo. As low as 4.75%  
2010 - 2011 Up to 36 mo. As low as 5.75%  
2008 - 2009 Up to 36 mo. As low as 6.75%  
2007 & older Up to 24 mo. As low as 7.75%  
       
Motorcycles
All rates given reflect Annual Percentage Rate*
Model Year Term Rate Conditions
2016 - 2017 Up to 60 mo. As low as 6.75%  
2013 - 2015 Up to 48 mo. As low as 7.75%  
2012 & older Up to 36 mo. As low as 8.75%  
       
Boats, Trailers, Campers & Recreational Equipment
Please contact us for competitive rates on boats, trailers, campers, wave runners, jet skis and other recreational equipment.
       
Motorhomes
All rates given reflect Annual Percentage Rate*
Model Year Term Rate Conditions
2016 - 2017 Up to 120 mo. As low as 6.25% Never titled or <1K mi.
2014 - 2015 Up to 60 mo. As low as 7.75% Used current models
2013 & older Up to 60 mo. As low as 8.75%  

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Please contact the credit union for current rates for personal loans, lines of credit, home loans and credit cards.

   
 
Federally
Insured
By NCUA