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Loan Rates

Loan Rates

Best Loan Rates in Kansas City!

As a not-for-profit financial institution working to serve our members’ financial needs, Edison Credit Union provides affordable loan rates and flexible terms. Consult the charts below for our current loan rates, and contact us to learn more about how we can help you reach your goals!

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Vehicle Loan Rates

Cars, Trucks & SUVs

All rates given reflect Annual Percentage Rate*

Model Year TermRateConditions
2021 - 2018Up to 72 mo.As low as 2.44%750 and above
Credit Score
2021 - 2018Up to 72 mo.As low as 3.25%700 to 749
Credit Score
2021 - 2018Up to 96 mo.As low as 4.75%
2017 - 2014Up to 60 mo.As low as 3.44%750 and above
Credit Score
2017 - 2014Up to 60 mo.As low as 4.25%700 to 749
Credit Score
2017 - 2014Up to 72 mo.As low as 4.44%750 and above
Credit Score
2017 - 2014Up to 72 mo.As low as 5.25%700 to 749
Credit Score
2013-2012Up to 48 MonthsAs low as 6.00%
2013-2012Up to 60 MonthsAs low as 6.75%700 and above
Credit Score
2011-2006Up to 36 MonthsAs low as 7.00%
Motorcycle Loan Rates

All rates given reflect Annual Percentage Rate*

Model YearTermRateConditions
2021-2018Up to 60 mo.As low as 4.75%
2017-2014Up to 48 mo.As low as 5.75%
2013-2012Up to 36 mo.As low as 6.75%

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Boats, Trailers, Campers & Recreational Equipment

Please contact us for competitive loan rates on boats, trailers, campers, wave runners, jet skis and other recreational equipment.

Motorhome Loan Rates

All loan rates given reflect Annual Percentage Rate*

Model YearTermRateConditions
NEW-NEVER TITLEDUp to 120 mo.As low as 4.75%
2021 - 2018 TitledUp to 60 mo.As low as 5.75%
2017 - 2012Up to 60 mo.As low as 6.75%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Please contact the credit union for current loan rates for personal loans, lines of credit, home loans and credit cards.