Loan Rates
Loan Rates
Best Loan Rates in Kansas City!
As a not-for-profit financial institution working to serve our members’ financial needs, Edison Credit Union provides affordable loan rates and flexible terms. Consult the charts below for our current loan rates, and Contact Us to learn more about how we can help you reach your goals!
Vehicle Loan Rates
Cars, Trucks & SUVs
All rates given reflect Annual Percentage Rate*
| Model Year | Term | Rate | Factor(s) for Lowest Rate |
|---|---|---|---|
| 2024 – 2021 | Up to 72 mo. | As low as 5.25% | – |
| 2024 – 2021 | Up to 96 mo. | As low as 5.75% | 725 and above Credit Score |
| 2020 – 2017 | Up to 72 mo. | As low as 6.00% | – |
| 2016-2015 | Up to 60 Months | As low as 7.75% | – |
All rates given reflect Annual Percentage Rate*
Motorcycles, Boats, Motorhomes, Trailers, Campers & Recreational Equipment
All rates given reflect Annual Percentage Rate*
| Model Year | Term | Rate | Factor(s) for Lowest Rate |
|---|---|---|---|
| 2024 – 2021 | Up to 72 mo. | As low as 6.00% | – |
| 2020 – 2017 | Up to 60 mo. | As low as 7.00% | – |
| 2016-2015 | Up to 48 Months | As low as 8.00% | – |
*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.
Please contact the credit union for current loan rates for personal loans, lines of credit, home loans and credit cards.