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Loan Rates

Loan Rates

As a not-for-profit financial institution working to serve our members’ financial needs, Edison Credit Union provides affordable loan rates and and flexible terms. Consult the charts below for our current rates, and contact us to learn more about how we can help you reach your goals!

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Rates as of 8/28/19

Vehicle Loan Rates

Cars, Trucks & SUVs

All rates given reflect Annual Percentage Rate*

Model Year TermRateConditions
2020 - 2017Up to 60 mo.As low as 2.99%
2020 - 2017 MINIMUM $25KUp to 72 mo.As low as 3.99%
2016 - 2013Up to 60 mo.As low as 3.99%
2016 - 2013Up to 72 mo.As low as 4.99%
2012 - 2011Up to 48 mo.As low as 6.75%
2010 & olderUp to 36 mo.As low as 7.75%
Motorcycles

All rates given reflect Annual Percentage Rate*

Model YearTermRateConditions
2020-2017Up to 60 mo.As low as 6.75%-15%
2016-2013Up to 48 mo.As low as 7.75%-16%
2012-2011Up to 36 mo.As low as 8.75%-17%

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Boats, Trailers, Campers & Recreational Equipment

Please contact us for competitive rates on boats, trailers, campers, wave runners, jet skis and other recreational equipment.

Motorhomes

All rates given reflect Annual Percentage Rate*

Model YearTermRateConditions
2020-2017Up to 120 mo.As low as 6.75%-15%Never titled or <1K mi.
2016 - 2013Up to 60 mo.As low as 7.75%-16%Used current models
2012 - 2011Up to 60 mo.As low as 8.75%-17%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Please contact the credit union for current rates for personal loans, lines of credit, home loans and credit cards.

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Contact Us for more information.