Savings Rates

Savings Rates

Savings & Investment Rates

When you’re looking for a secure option for basic savings, investment or even long-term planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Rate Chart

Effective as of 1/1/19

Account TypeRateAPYAccount Requirements
Savings0.10%0.10%Minimum account balance is $50
Christmas Club0.10%0.10%Minimum account balance $5.
Funds released Oct. 1.
Vacation Club0.10%0.10%Minimum account balance $5.
Funds released May 15.
Kids Club0.10%0.10%Minimum account balance $5.
New Attitudes0.10%0.10%Minimum account balance $50.
IRA0.15%0.15%Minimum account balance $5.
Coverdell Education Savings Account1.50%1.51% Minimum account balance $5.
Three-year term.
$2,000 maximum deposit per year.
Money Market Account0.15%0.15%Minimum balance $2,500. Max. 3 withdrawals/month.
6 Month CD0.40%0.40%Minimum balance $1,000
1 Year CD0.60%0.60%Minimum balance $1,000.
18 Month CD1.00%1.00%Minimum balance $1,000.
2 Year CD1.25%1.26%Minimum balance $1,000.
3 Year CD1.50%1.51%Minimum balance $1,000.

*All rates are subject to change without notice. Contact the credit union for complete details.

Your Funds Are Safe

Every dollar up to $250,000 you save at Edison Credit Union is fully insured by the National Credit Union Administration, a government agency.

Contact Us for more information.