Savings Rates

Savings Rates

Savings & Investment Rates


When you’re looking for a secure option for basic savings, investment or even long-term planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Effective as of 9/23/2020


Savings Rate Chart

Account TypeRateAPY
*Vacation Club0.03%0.03%Minimum account balance $5.
Funds released May 15.
*Savings0.03%0.03%Minimum account balance is $50
*Christmas Club0.03%0.03%Minimum account balance $5.
Funds released Oct. 1.
*The above rates were declared for the previous quarter. These rates are declared at the end of each quarter.


Effective as of 10/29/2020


Investments Rate Chart

Account TypeRateAPYAccount Requirements
IRA0.06%0.06%Minimum account balance $5.
Coverdell Education Savings Account0.30%0.30% Minimum account balance $5.
Three-year term.
$2,000 maximum deposit per year.
Money Market Account0.06%0.06%Minimum balance $2,500. Max. 3 withdrawals/month.
6 Month CD0.10%0.10%Minimum balance $1,000
1 Year CD0.15%0.15%Minimum balance $1,000.
18 Month CD0.20%0.20%Minimum balance $1,000.
2 Year CD0.25%0.25%Minimum balance $1,000.
3 Year CD0.30%0.30%Minimum balance $1,000.

*All rates are subject to change without notice. Contact the credit union for complete details.

Your Funds Are Safe

Every dollar up to $250,000 you save at Edison Credit Union is fully insured by the National Credit Union Administration, a government agency.

Contact Us for more information.