Edison Credit Union


Fee Schedule

Fee Schedule

Service Charges

Effective January 24th, 2019

Contact Us for more information.

Archive Record Retrieval

Copy of Share Draft$5
Copy of Corporate Draft$5
Statement History (Computer Printout)$2
Statement (Statement Period)$5
Reconciliation of Account (Research Records)$25/Hr

ATM & Debit Card

Original Card & PINNo Charge
Card Replacement (Lost)$10 / $15
PIN Replacement$5
ATM Transactions
At Edison Credit Union ATMNo Charge
Withdrawals AT Other ATMs (First Four Free)$1 Ea. After 4
Balance Inquiries At Other ATMs (First Five Free)$1 Ea. After 5

Check Cashing

Members With $100 Share Balance, Active Checking Account, Or Loan in Good StandingNo charge
All Others$5/Check

Early Accounting Closing

New Account Closed Within Six Months$20
Christmas or Vacation Club Before Payout$10

Loan Fees – Consumer

Refinance Title Fee$16
Purchase Title Fee$2.50
UCC-1Financing Fee$17

Loan Fees – Real Estate

Third-Party Payoff Quote$20
Filing & Recording (Estimate) Kansas Mortgage Registration $100.00 (Est.)
Missouri Mortgage Registration $50.00 (Est.)
Release Deed$32
Subordination Fee $100


Money Order$1
Certified Check$3
Credit Union Check$1
Collection Fee$10
Legal Process Fee$25
Non-Member Notary Fee$2

Non-Sufficient Funds (NSF)

NSF Of Deposited Item Third-Party$10
NSF OF Personal Deposited Item$28
NSF OF Automatic Pre-Authorized Withdrawal (Incl. Online Bill-Pay)$28
NSF OF Share-Draft$28
NSF OF Loan Payment$28
Overdraft Of ACH$28
Overdraft Check Paid (Incl. Online Bill-Pay)$28
Overdraft Transfer from Shares$5

Safe-Deposit Boxes

3 x 5$25/Year
3 x 10$35/Year
5 x 10$55/Year
10 x 10$80/Year
Key Deposit (refundable upon return of keys)$10
Safe Deposit Drilling Fee$175.00

Share Account Withdrawals

First Five/MonthNo Charge
Each Withdrawal After Five/Month$5

Money Market Withdrawals/Transfers

First Three/MonthNo Charge
Each Withdrawal AfterThree/Month$10

Statements Returned by Post Office

Returned With Change Of Address$1
Returned With No Address$5

Western Union Funds Transfer

International Up To $2,000$35
International Over $2,000$50

Wire Transfer Or Wire Service


Archive Record Retrieval

Refusal To Enter Picture/Signature System$5/Teller Visit